Our client: 

●The subsidiary company of a renowned Group headquartered in Singapore, with regional operations in the Southeast Asia. This subsidiary is in the Financial Services business providing enterprise financing solutions to SMEs and corporate clients.

Role:

●The Risk Department manages the risks arising from the Firm’s SME lending business.

●As the Head of the Risk Department, the candidate will have overall responsibilities to oversee the Credit Risk Management; Collections; Factoring Audit; AML / CFT Compliance; and Special Asset Management functions within the business.

●The candidate will have responsibilities over the following functions:

        ■Identifying and evaluating client onboarding and continuance risks;

        ■Performing credit assessment on prospective and existing clients and counter-parties;

        ■Conducting periodic factoring audits; and

        ■Managing the restructure, work-out and recovery of non-performing loans.

Requirements:

●To be successful in this role, the candidate will need to possess a proven track record of at least 10 years in SME lending (held both Sales and Credit functions with experience in factoring, mortgage and unsecured loan products); has deep expertise in credit risk management, financial analysis, possesses proficient knowledge of accounting principles and is comfortable with reading and interpreting financials.

●At the same time, the candidate shall possess current knowledge of and has hands-on experience in regulatory compliance areas such as KYC/CDD, Sanctions Screening and STR reporting. The candidate shall also play the role as Money Laundering Reporting Officer in the firm. Added experience in NPL management and recovery would be a strong plus.

●Pre-requisite qualities includes being able to develop positive relationships with others, lead a team, has strong work ethics and genuinely committed with good initiatives, is reliable and possesses effective communication skills.

Qualifications

●A recognised degree from a reputable university. Post graduate qualification would be a plus.

Job Specific Skills

1. Credit Risk Management

●10+ years’ SME lending and credit approval experience with significant experience in lending to companies in building & construction, oil & gas, general commerce, and manufacture industries.

●Strong knowledge of industries and economic environment in the region.

●Strong and in-depth understanding of credit and business analysis.

  2.For AML / CFT Compliance

●5+ years’ experience in similar role in the financial services industry.

●Possesses AML specialist certification with a recognized institution/association of a recognized professional body, would be advantageous

●Experienced in developing and administering internal controls and processes

●Ability to work collaboratively with a broad range of departments and business functions

  3.For Special Assets Management

●Exhibits commercial approach to resolution of problem accounts.

●Familiarity with local legal environment and laws.

●In depth knowledge of credit and operations risk

●Excellent negotiation skills and able to analyse situations to strategize best course of action and deliver desired outcomes.

Generic Skills

●Strong analytical capability and problem-solving skills, highly solutions-oriented.

●Self-motivated person with a high level of drive, dedication and desire to excel consistently.

●Able to multi-task and work under pressure, yet meticulous.

●Strong team player and able to work in harmony with other departments / business units.

●Excellent verbal and written communication skills with ability to interact with senior management

If you are a good team player who meets the requirements of the above position, please email a detailed resume in MS Word format with your current photo to:

yh.koh@wisenetasia.com
EA registration number: R1106756

WiseNet Asia Pte Ltd
Licence No. 11C5663

Tel: +65 6337 2231
www.wisenetasia.com

All applications will be treated in strictest confidence.

We regret that only shortlisted candidates will be notified.

WiseNet Asia is a professional Human Resource advisory firm serving the talent needs of our clients.   Established in 2011, we are headquartered in Singapore, with presence in Malaysia, Chongqing, Shanghai and Hong  Kong.  With offices situated in different parts of Asia, our team of headhunters are strategically positioned within the reach of our clients and we can offer quality assistance to international organisations looking to expand their presence in Asia.   We offer services in talent acquisition (Headhunting), talent transition, talent development and HR Outsourcing.